If you’ve been injured in an accident in Vero Beach, Florida, you expect your insurance company to hold up its end of the bargain. But when your valid claim is denied, delayed, or underpaid without a legitimate reason, you’re dealing with more than just an injury; you’re facing bad faith insurance.
At Graves Thomas Rotunda Injury Law Group, our Vero Beach bad faith insurance lawyers can help you fight back and demand the compensation you’re owed. Contact us online or call (772) 758-1966 today for a free consultation. We’ll review your case and help you understand your options with no upfront costs.
How Graves Thomas Rotunda Injury Law Group Can Help You in a Bad Faith Insurance Case in Vero Beach, FL
Florida drivers, homeowners, and policyholders pay substantial premiums to secure coverage in case something goes wrong. When an insurance company chooses profits over people by refusing to pay a valid claim, the harm can be devastating.
Our Vero Beach personal injury lawyers are committed to holding insurance companies accountable for misconduct and helping you recover the full compensation you deserve.
We’ll build your case by:
- Conducting an independent investigation into your claim
- Gathering and reviewing all communication with the insurance company
- Working with policy experts, adjusters, and financial analysts to determine claim value
- Filing all necessary legal actions to demand full and fair compensation
When insurance companies try to justify their refusal with fine print or misleading explanations, we bring the law, and evidence, into focus. We know their playbook, and we don’t hesitate to take them to court when they act in bad faith.
What Is Bad Faith Insurance in Florida?
Florida law requires insurers to act fairly and honestly when handling claims. If an insurance company deliberately avoids its responsibilities or mistreats a policyholder, that can amount to bad faith. Unlike simple disputes over value, bad faith claims involve deceptive, dishonest, or grossly negligent conduct by the insurer.
Some common examples of bad faith include:
- Refusing to investigate a claim promptly
- Delaying payment without justification
- Offering far less than a claim is worth without explanation
- Failing to provide a reason for denying a claim
- Misrepresenting coverage or policy provisions
- Intentionally miscommunicating key facts about your claim
This behavior often happens when insurers think you won’t push back. But with Graves Thomas Rotunda Injury Law Group on your side, you don’t have to accept their excuses. We understand how insurers operate, and we’ll fight to make sure they don’t take advantage of you.
Types of Insurance Claims That May Involve Bad Faith
Bad faith can arise in many contexts, not just after a car accident. If you’ve filed a valid claim and feel you’ve been mistreated, we want to hear from you.
Some of the most common types of bad faith claims involve:
- Auto insurance (including uninsured/underinsured motorist claims)
- Homeowners’ insurance
- Hurricane or storm damage claims
- Health insurance
- Disability insurance
- Life insurance
- Commercial or business interruption insurance
Whether your policy covers a car accident, storm damage, or a long-term disability, insurance companies use similar tactics to limit payouts across the board. If their behavior crosses the line into bad faith, you may be entitled to damages beyond the value of your original claim.
What Compensation Can You Recover in a Bad Faith Case?
Victims of insurance bad faith may be eligible to recover not only the original amount owed under their policy, but also additional damages caused by the insurer’s wrongful conduct.
Depending on the facts of your case, you may be entitled to:
- Payment of the original claim amount
- Interest on delayed payments
- Costs and attorney fees
- Punitive damages, if the insurer’s conduct was especially egregious
- Compensation for emotional distress or financial hardship caused by the delay
Our attorneys can evaluate your case to determine the full scope of what you’re owed, and we’ll fight to recover every dollar.
Why You Need a Vero Beach Insurance Bad Faith Lawyer
Going up against a billion-dollar insurance company on your own can feel impossible. These companies have entire legal teams focused on protecting their bottom line, not your rights. Having a lawyer in your corner levels the playing field.
At Graves Thomas Rotunda Injury Law Group, we have decades of combined experience navigating complex insurance disputes. We understand Florida’s bad faith statutes, and we’ve recovered hundreds of millions for clients throughout the state. We take on the legal burden so you can focus on healing.
Contact a Vero Beach Bad Faith Insurance Attorney for a Free Consultation
If you suspect that an insurance company has unfairly denied or underpaid your valid claim, don’t wait. Bad faith can cost you time, money, and peace of mind, but you have the right to fight back.
Call Graves Thomas Rotunda Injury Law Group to schedule a free consultation with a Vero Beach bad faith insurance attorney. We’ll listen to your story, evaluate your case, and explain the next steps. You pay nothing unless we win your case.
